Leadership

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Disclaimer: I don't care what business you are in, this WILL assist you if you take action!

To lead others, one must be willing to go forward alone. He/she must be willing to step out of their comfort zone and start taking risks they are not used to. Leaders would rather take risks and fail miserably and learn from their mistakes than not take any risks at all.

A leader constantly seeks new information to apply for personal growth in order to assist others during their growth process. Knowledge is a must to a leader, action is what takes them to a new level. Only action taken from knowledge gained can a leader help others.

The company I'm associated with has grown over 400% in the past 3 years. I've been involved with them for 2 1/2 years. Yes they have grown this much in THIS market. We are empowering others to stop being part of the problem and start being part of the solution.

I am willing to be your Supreme Commander to assist anyone who would like to start being part of the solution. Empower yourself! Contact me so we can have a conversation. This is all I ask, to have a simple conversation. Email, call, send me a message via AR or comment on this post so we can simply talk.

They say it is lonely at the top. Not for me because there are some amazing leaders up here with me! Who is up for the challenge to start taking control of their financial freedom?

If you do not like multiple streams of income and your bank account is maxed out with money, this is NOT for you.

Happy Investing!

Tony

Long Term Wealth Investing in Real Estate.

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I'm going to, once and for all, bust the myth on wealth and real estate. It has been promoted time and time again that you can make riches investing in real estate. This is very true. However when you look at exactly how this is done, it is not through constant flipping of homes. It can bring in a lot of cash, but the way to grow long term wealth investing in real estate is long term buy & hold.

When you look at the wealthy 1% in our country they are business owners and real estate investors. They invested money earned from their businesses into buy and hold properties. Over the years their tenants paid down the mortgage as the house appreciated. Their cash producing business sustained the investments during vacancies, down markets and maintenance issues.

You should only invest in buy and hold if you have a cash producing business or have hefty cash reserves. This will ease your investing experience and help grow your long term wealth. This is where your money is working hard for you and you are not working hard for it. You can start off by investing in cash only real estate such as short sales, wholesales and fix 'n' flips and then start investing in buy and hold. Any cash producing business will work, but don't invest in buy and hold until you are ready. Even then, set aside cash reserves for every property your entity controls.

I love my cash producing business of direct sales. It pays 50% and 59% every time I provide our opportunity of assisting others in building their wealth through real estate investing. This money allows me to invest in the long term buy and holds and my money starts working hard for me. When I choose to retire I will be financially able to do so without an worries.

Thank you goes out to my mentors and educators for providing this amazing opportunity for everyone!

Happy Investing!

Tony

Cash & Capital For Real Estate Investing

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Everyone who wants to invest in real estate MUST consider cash and the ability to raise capital to be successful. No one should own single family homes as an investment unless they have a cash producing business or an excess of cash reserves.

If you worked a W2 job, made $100,000 a year and owned 10 rental properties...great! Congratulations! However, what if 5 of those went vacant in one month? Can your salary support 5 mortgages along with your personal expenses. I doubt it. There are ways to invest in real estate and profit without owning a rental unit. You can wholesale and work short sales to start generating cash for your long term buy and hold properties or start a cash producing business.

Cash reserves are always needed for fix 'n' flips and rehabs as well. I've talked to many people who go to rehab a home and run out of money and end up into foreclosure. Why do people keep wanting to do it the wrong way?

Raising capital for investing is another option. Securing business lines of credit, commercial lines of credit, and building relationships with private investors with cash or retirement accounts are other ways to obtain money resources for backing of your investments.

We provide people with a cash producing business opportunity and teach you how to invest in real estate the right way the first time. We have grown over 400% nationwide over the last 3 years in this current market. We will assist you in building your business, show you how to produce the cash needed and educate you on ways to raise the capital necessary to be a successful business owner and real estate investor.

Raising cash and capital is not what will make you succeed but managing the cash and capital is the key to long term success. Learn from those who have done it before you and are more than willing to teach you.

Happy Investing!

Tony

The Credit Market & Why Banks are Failing

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Let's get to the heart of the matter. Everyone is talking about the credit crunch, yet how many of you really know why this is happening? Everyone says is goes back to the subprime market. But do any of you know why this is?

When a lender has to take back a property they must meet reserve requirements to cover the loss and they lose lending power on every home on their books. For example:

Bank takes back a $100,000 home. They must have 7-10 times this amount in cash reserves to cover the loss. The bank needs to pony up $770k-$1 million in cash reserves to offset this take back. Think of all the homes at different price ranges the banks are taking back and how much cash reserves they must have to match this. This is the tip of the iceberg. Let's look at the loss of loaning power.

The $770k-$1 million is only 10% of their loss in loaning ability. For this example, the bank taking back this home and needing to have the $770k-$1 million in cash reserves also lost the lending ability of $7.7-$10 million dollars. This is one transaction...ONE! As these banks take back more and more homes their cash reserves are drying up and they are losing their ability to loan any money. Do the math. The numbers are significant in terms of loss.

The smaller banks can't handle this kind of loss. They may not have as many foreclosures but as the bigger banks cut off the supply of money to them they go under. Businesses are not receiving funding to pay wages and operating expenses because they rely on short-term loans from banks to cover these expenses. It is a trickle down effect that strains the entire market.

The banks are desperately trying to get these homes off their books. This is why they are pushing the federal government to buy their toxic loans so they can start lending again. The subprime loans were good for short term lending only. They were designed for the home owner to get financing and clean up their credit and refinance out to a better loan product. However various factors impeded this possibility for these people. Divorce, loss of job, mismanagement of finances, and not having the ability to stay in a loan like this long term if needed.

At first these loans helped boost the economy now it is hampering the economy. There are opportunities to gain from all of this. Learn how to invest, educate yourself constantly, don't be a victim, move forward and grow.

Learn how to invest in this market. Assist others and grow yourself. Take your life on and create success!

Happy Investing!

Tony

401K's and IRA's - Control Your Destiny

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Disclaimer: I’m not a certified financial planner or stock broker just someone who has been educated by millionaires.

Are you in control of your own financial destiny or do you place it in the hands of someone else? Think about this before you read on.

Did you know you can self-direct a 401k and IRA? Did you know you can borrow from a traditional 401k and IRA if there is a borrowing provision and make money on it? You can borrow from your own 401k that has a borrowing provision but you cannot borrow from your own IRA or someone that is of lineage descent. However you can borrow from someone else’s IRA such as a friend, co-worker, Uncle, etc. Our leaders can direct you in the right path. Start taking control of your own financial well being.

Did you know you can self-direct yours or someone else’s retirement account(s) into real estate tax free? Wealthy people do this, why not you? If you do not have a retirement account you can borrow from someone else and our leaders can show you how. How about maximizing the 60 day rollover? This is a favorite of one of our leaders.

Do you know how to use your retirement plan to loan money and increase your retirement account(s)? Do you know how to utilize this strategy, become the bank, and grow your money in your specific account(s) instead of consistently losing it in the hands of someone else? How does it feel to keep losing your money while it is in the control of a third party?

You can set-up self directed retirement plans and invest in anything you want allowed by law including investing in real estate tax free. Financial planners do not want you to know this information because it does not benefit them. They receive no commissions on a self directed plan and they do not want you to take money out of circulation in their accounts. Stop throwing away your money and start investing it wisely.

There are different ways to grow your retirement plan(s) by investing or loaning money from these retirement account(s). It works. It is done all the time. Are you ready to take back control of your financial life and stop throwing away your money to a third party who does not care whether or not you win or lose?

Thank you for reading this! Very powerful and there is a lot more where this came from.

Happy Investing!

Tony

MINDSET: Business Owner vs. Employee

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There are 2 types of people in the working world, the business owner and the employee. IRS tax deductions favor the business owner dramatically. Employees receive limited deductions whereas the business owner can take advantage of over 400. The IRS loves business owners because they provide jobs, stimulate economic growth, and give back to their communities. Business owners approach life in a different way when it comes to work. They think in a certain way, act in a certain way and focus on learning specialized knowledge, continuing their education to grow their business.

Business owners control the majority of the wealth in the world. The 5% who own businesses control 95% of the wealth. On the other side, the 95% who are employees or self-employed control only 5% of the wealth. This is a stark contrast and should be an eye opening revelation for everyone. The main difference is the employee thinks and then lives a life of scarcity. The business owner thinks and lives a life of abundance. This is the MINDSET difference. Change the way you think and you can change the way you live.

This will not happen over night. It takes time, determination and discipline. Personal Development is a key component that helps change your way of thinking. Every successful business owner I have spoken with engages in personal development. The mindset shift will start to happen as you go along through this process.

Passion is a major factor in your success. If you don't have passion, you will not have success as a business owner. Your passion leads to WHY you do what you do. If you want to start a business go out and love what you do. Give back to others and you will receive more in return.

Happy Investing!

Tony

Fiscal Literacy

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There is a way to turn your money 4 times by purchasing a product using your credit card. If you have a credit card that gives you airline or hotel points, then let's get started. We will use Nouveau Riche's products as an example.

Nouveau Riche's Regents college tuition costs $16,000.00. With it you receive 2 years of education and you may bring a tuition partner for free. First year to take your classes and the second year to repeat them as often as you want.

Second is their home study course. $3500.00. 15 volume set recorded by instructors from the college.

Finally, S.E.E.K. Internet modules to assist you in starting your business. $1695.00.

Total Cost = $21195.00. Ready to rock and increase your benefits by using your credit card.

1. Charge all 3 products to your credit card. You will earn miles or hotel points based on the type of card you have. (Turn #1)

2. Borrow from your 401k and pay off your credit card. Charge yourself a higher interest rate on your 401k. Now you are putting more money back into it. (Turn #2)

3. You can write off the interest you charge yourself at tax time. (Turn # 3)

4. The purchase of NR's products can be a write off at tax time because it is a start up business expense. (Turn #4)

There you have it. 4 easy ways to add more benefits to your life by using your credit card to purchase a product.

Happy Spending and Happy Investing!

Tony