Personal Money Management Is Key

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Hopefully (Con)gress can turn into (Pro)gress!

They are at it again. Talking about how to save homes and provide relief to homeowners. Congress is seeking more aggressive tactics to make this happen.

Ok...............

Here is another concern to consider....

If they allow homeowners to receive relief from their ARM's, Balloons, and Neg Am loans, the consumer still needs to manage their money so they will not fall behind again on their mortgage.

Consumers have so much personal debt that America has not been this broke since the Great Depression. Credit cards are maxed out and a lot of people spend their money on things they do not need or cannot truly afford.

Here is a link to an article written today.

http://www.msnbc.msn.com/id/28642344

Coming from a mortgage background, I have said in the past that you cannot only blame the banks. Consumers need to know their limits and live by them instead of constantly living beyond their means to keep up with the status quo.

Manage Wisely!

Tony

CEO's next to go - I told you so

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In one of my previous articles - Eyes On Our Income Opportunity - I mentioned that high level executives were the next to lose their jobs. Shareholders want results and they are demanding change.

These high level executives are starting to look at Nouveau Riche's opportunity because it has the potential of replacing their income and will provide them more time with their families.

Here is a link to a story in the Money section of MSN's web page.

http://blogs.moneycentral.msn.com/topstocks/archive/2009/01/14/more-ceos-getting-fired-in-economic-downturn.aspx

This is a snippet from the article.

The bottom line is that investors want results. In good times, they're happy to reward CEOs with bonuses and other perks for a job well done. In bad times, they want the CEO to answer for what went wrong.

To me this represents the mindset of Instant Gratification from the shareholders. If they aren't instantly happy, they go in an uproar, calling for the head of the company to resign. There seems to be no thought of building long term wealth.

At the same time, spend, spend, spend is what they want, but consumers can spend only so much when most of them have an income limit. It is an endless, vicious cycle.

CEO's, if you are reading this and ready for a change, contact me! I will be more than happy to talk.

Happy Opportunities!

Tony

Food Poisoning Saves Her Father's Life

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Here is a non-related real estate story I'm going to share with you. When I heard this, my jaw dropped to China. I'm not kidding. I went numb and my jaw dropped. It is not terribly long but...

I heard this story from a woman who was in my Landmark Forum seminar in Chicago March 2008. In case you have not heard of Landmark Education, it is a platform for Personal Growth and Development. You get to share a lot with other people. It is life transforming.

I'm keeping names out of this article for privacy reasons.

This woman called up her Dad to come over for dinner one evening. She went shopping and was going to cook dinner for him being all excited to have him over. If I recall correctly it was chicken. She was looking forward to spending a quiet evening and quality time with her father. They ate the food and he went home. She was happy her father enjoyed her cooking and the time they spent together.

The next morning, they talked on the phone. He had gotten food poisoning from the chicken and called in sick to work. Her reaction turned from being upset to grateful because her father called in sick to work. Her father was supposed to be the pilot for one of the planes that flew into the World Trade Center Towers on 9/11.

It still gives me the chills today when I think about it and as I write this article.

Tell the ones you love how much you truly love them!

Tony

Congratulations 2008 Winners Circle

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I never run out of information to blog about.
On last night's Nationwide Chairman Call, Co-founder Of Nouveau Riche, Bob "The General" Snyder announced the 2008 Winners Circle for Nouveau Riche.

1. Andre and Tami Popa

2. Chad Wade

3. Ben and Heather Echevarria

4. Stephen Gregg

5. Jason Nedrow

Andre Popa told his story of immigrating from Communist Romania struggling to live the American dream and how he over came that after joining NR. In December 2008 alone, these winners made $154,500.

Remember the economy is a matter of interpretation. We have what people want and deserve. An Income Opportunity and Real Estate as a retirement vehicle to build your wealth! Contact me to get started!

Collectively these 5 individuals agreed that this can be done with the right system. Nouveau Riche provides this system.

Congratulations to these 7 individuals and to those who made it happen for themselves in 2008. With the direction Nouveau Riche is headed in 2009, buckle in tight and hold on, this is going to be fun!

Tony

Van Halen - Across the Decades

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Back in early 1978 as Disco was popular in mainstream music melting the brains of rock 'n' rollers everywhere, along came Eddie Van Halen. When rock fans first heard this 1:42 amp blasting, face melting solo, rock guitar would never be the same again.

Turn this up if you love rock guitar!

http://www.youtube.com/watch?v=8w-0bSo9OcI

As we entered 1984, Van Halen was ending an era with David Lee Roth and Eddie went on T.V. and showed David Letterman how rock guitar is played.

http://www.youtube.com/watch?v=rmtzqa5X1FQ

In 1985, Sammy Hagar joined Van Halen bringing years of experience resulting in Van Halen having their first number one album with 5150, released in '86. Every album with Sammy went to number one until his departure in 1996. He brought a new fan base and Van Halen became more popular than ever.

My favorite VH video - Released in 1991 on VH's For Unlawful Carnal Knowledge CD.

http://www.youtube.com/watch?v=2v4QcJ3mbZ0

After a not so popular try with frontman Gary Cherone, VH took some time off until a reunion in 2004 with Sammy Hagar and 2007-2008 with Roth at the helm.

http://www.youtube.com/watch?v=iejxKW_N75g

I know, I know, I'm a Van Halen music junkie. Everybody has their things in life they love. Music is food for the soul. It gives me positive energy.

What are some things in life you love having on daily basis?

Tony

Thank You Chad!

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I am personally writing this blog thanking and dedicating it to a wonderful mentor, Mr. Chad Wade. Nouveau Riche started out in 2000. Soon after Chad came aboard determined to change his life and the lives of other people.

Chad was making $40,000 a year pressing shirts in the back of a dry cleaners in his family business, never seeing his family due to long hours of managing the different locations. Chad saw NR and choose to take on his life.

He started in Utah were he resides opening that market. After a while, he came to Chicago and Florida, expanding his business marketing Nouveau Riche's education and college experience to provide people the SAME and EQUAL opportunity he was given. Chad is a man driven and passionate about helping others. He knows no other way.

After years of determination, hard work, smart thinking, being mentored by millionaires, and personal growth and development, Chad is the top income earner in NR. He is the Independent National Associate (INA) for Utah, Illinois and Florida.

To this day Chad has made close to (he may have eclipsed) $4 million dollars marketing Nouveau Riche's real estate investment education. That is a lot of business money to live a wonderful lifestyle and invest in real estate and sustain those investments. He makes money marketing our product and using our prodcut.

Earn While You Learn - He made money while learning to invest in real estate.

He was making $40,000. He has made $4,000,000. A significant growth in income. Chad never knew how to start and run a business or invest in real estate. He followed his mentors and is now a product of the product. He, along with others is making great money in this economy because we have what people want....an income opportunity and real estate as a wealth vehicle for retirement.

Does anyone have a mentor they would like to say thank you to?

Thank you Chad!

Tony

Positive Energy

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What is the opposite of negative? Positive

One definition from Merriam-Webster:

8 a: having a good effect : favorable

This analogy is rarely used in society on a grand scale. There is so much of the opposite coming through the mainstream media causing people to become complacent and worried. Constant bombardment of negativity 24/7 from many news sources is keeping people from achieving their true potential because they beleive in this filtered medium.

Watch the news. The majority of the stories are so negative. Personally I don't know how these desk reporters do this day in and day out. I guess they consider it a job. (no comment)

Solution: Turn off the T.V., read more books, engage in personal growth and development. Learn from successful people and hang around them more. Believe me it rubs off on you and your mind shifts in a different direction. The feeling is so good! I personally have a lot more energy...positive energy!

I'm not saying to give up certain things you love to do. For example I still watch 24, but I engage the majority of my time doing things that assist in my personal and professional growth. That is my value belief.

Start having more positive energy and spread the great news!

Remember, most of the things people worry about never happen.

Are you ready to engage in positive energy and spread the news?

Tony