Assist/Guide NOT Help

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Disclaimer: I understand the difference between the two. I'm going to relate the difference mainly using the context of this article in a non-emergency setting. If you are in physical danger, I will help you. This article is based on regular life and business scenarios.

Assist vs. Help. I know, I know...what is the difference. When you look at the definition of help it uses the word assistance. I'm going to put my own spin on the difference and the way I look at the difference between the two.

When I think of the word help, it is telling me to solve a problem. Physically and mentally I have to put full effort into it. It means the person asking for my help wants me to take over the problem and solve it for him/her. To me the person asking for help will not to learn how to solve it, if I have to step in and solve it all on my own.

Imagine if 10 people came to you and asked you to help them solve their top 3 problems. That means you have to take over their problems and get it to a resolution all on your own because they cannot do it. To me, it is saying they want to dump their problems on you or someone else to resolve because they don't want to deal with it any more. They simply will not know in the future how to solve a problem if they dump it on yours or someone else's lap.

The best thing to do is assist or guide them in solving their problem. If you lead a person down the right path so they can see how it is resolved they will learn from example how to do it. You simply cannot help someone with all their problems. The best thing you can do is guide them to the resources that will resolve the issue and support them along the way.

Ex: I remember when a lot of people wanted me to do all work on some of their investment deals when they first got in the business. They were looking to make money, but having me do all the work. Tony, can you do this and that and call this person and call that person. No, I cannot. If I spent all my time helping them by doing all the work, how would they learn. So what I did was I guided them down the path to do the deals by telling them what questions to ask and what information to get so they can go through the experience and learn by doing. As they got the information and relayed it back to me, I analyzed it and we kept moving forward. I didn't spend all my time working the deal myself, but gave them guidance to do it and supported there position.

In a business/investment deal, if I have to do all the work I expect 100% compensation, especially if you dump all the problems on me. If you approach me and say can you assist me with this deal and I will compensate you for it, it tells me you are willing to do the work seeking the proper guidance to close the deal. To me that is the difference. I don't have to put forth all effort in solving all problems, I'm simply guiding someone to a positive end result and they are learning by example.

Remember, a little bit of something is a lot better than a whole lot of nothing!

Happy Assisting!

Tony

Personal Growth and Development...

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...implement it in your life or you will not be as successful as you want to be.

If you stay stagnant and do not allow other people to assist in your growth as a person, don't begin to complain about your situation. There are organizations and people out there dedicated and devoted to assisting individuals in their personal development. You can educated yourself all you want in your field, but you need to grow as a person to achieve maximum potential.

I am not an expert on this subject, however I have seen a lot of people (including myself) grow and have more success. We are able to handle and manage stress better, ask the tougher questions, build stronger relationships and live fulfilling lives of love and peace.

No one knows yet the absolute maximum potential of the human mind and we may never know. However, I know my success coaches keep growing by learning from people who have been doing this a lot longer then they have. One of my success coaches told our group that he paid $20,000 to talk to one of his mentors. Not only is he growing himself, but he takes the wisdom given to him and gives it to us and all of his clients.

How can you expect to help someone grow when you don't grow yourself? The more you are willing to invest in yourself, the more you can assist others in their growth when you are called upon. I could never help someone grow in my past until I did it first.

I was putting all effort into one area of my life causing a lot of mental strain for myself. I started reading Self-Help Books, talking to people who have gone through various education seminars for personal growth and development and surrounding myself with highly successful people.

I'm not a preacher, but Personal Growth and Development is essential to not only growing as a human being but in your professional career as well. Believe me, I have seen many people change for the better after they take on this amazing life changing maxim.

Happy PG&D!

Tony

Ingredients for Success

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There is not one, but many ingredients needed to be successful in any career path you choose. In this article I will list some I constantly mix in to keep on top pf my game. Some I incorporate more than others due to the fact that they are needed, wanted or desired more.

• Education - Continuing Education via my peers or self education. A must!
• Health - Maintaining a healthy lifestyle gives me more energy.
• Exercise- Maintaining physical and mental health keeps me on my toes.
• Inspiration - Hearing success stories form other people drives me more to give back.
• Attitude - Having a positive attitude is vital as it limits my stress.
• Meditation - Take time each day to relax and re-charge.
• Reading - I read, even if it is a little every day for mental relaxation.
• Hobbies - I have various hobbies I like to do to get away from work once in a while.
• Organization - Stay organized to mitigate the ridiculous stress of finding things all the time.
• Volunteering - Giving back to others or helping people makes you feel good and is fulfilling.

I incorporate some of these on a daily basis, a few times a week or on a weekly basis. I realized in order to be successful you must have a balanced lifestyle. Putting everything into one area of your life will not get you anywhere. I know this from personal experience. Once I started maintaining a balanced lifestyle including all areas of my life into my daily routine, I found out how much more energy and less stress I had in my life.

Happy Balancing!

Tony

Short Sales - 2009

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2009 will be another year of engaging in short sales for investors. There will continue to be an abundance of opportunities to close a lot of deals and funnel our income into other investments letting our money continue to work hard for us.

The mindset we have going into a short sale is what can we do to help the home owner. First things first is to let them know nothing is guaranteed. We have them sign a letter of understanding detailing what we are trying to accomplish.

Number one is to keep a permanent foreclosure from going on their credit. Second, what is it they need that we can assist them in moving out of the house. Granted the bank does not allow the seller to receive any profits from a short sale, but we may take our own money and pay for their rental truck or first and last month's rent at their new place. We understand they are in a financial crunch, so we are willing to offer some assistance.

We know all short sales do not close, so we keep an existing pipeline of them going. We put together the short sale package getting the Authorization to Release Information form signed by the seller so we can talk to the bank on their behalf and fax it over to the bank. After we fax the package we let it go.

We start to follow up once a week. The first week we find out who has been assigned the file. We get all pertinent contact information in order to keep the channels of communication open. As we continue to follow up we always ask the person with our file if they need anything now or is there something that needs re-faxed.

We never get upset at the person working the file. They are not in control of making the ultimate decision. If we do not hear from our contact for an extended period of time we have ways to get them to call us. Ohhhh how I love those who taught me short sales and how to get the bank contact to call. The little secrets you learn.

Make sure you have your buyer's lined up. Cash buyers first, qualified financed buyers second. Make sure to follow up on all necessary tasks as they rise to ensure a quality closing.

2009 will continue to bring about more short sales with Option Arms and Alt A paper loans resetting. Recasting of the Option Arms will tack on unpaid interest to loans causing more home owners to owe more than what the house is worth.

Happy Short Sales!

Tony

The American Dream

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The American Dream is not "just" owning a home. Let's get this "one and only" thought process out of the collective conscious. The American Dream is NOT about working long hours for someone else with enough money just to make ends meet, hoping for constant job security and matching benefits. The first thing Corporate America does is cut benefits. Yippeee, now you are a total slave to your money; trading time for dollars and unable to retire. I could (and should) rant about this for paragraphs and paragraphs....but....ah...NO.

The American Dream is about lifestyle. Yes everyone wants to own a home but there's more to The American Dream. The ability to leave for vacation and if you choose, be able to stay another week without worry or stress. The ability to pay for your children's education and retire wealthy enjoying your Golden Years. Living in your dream home with "your" luxury car having parties with friends and families.

The American Dream should be revered as the greatest opportunity for individuals to exceed to their highest capabilities with no restraints. After all we are living in the land of opportunity and not, "hey this is what you are supposed to do" mentality. Opportunities are endless to live this dream with excitement, fulfillment in all areas of your life and to mitigate stress as much as possible.

The American Dream should no longer be a dream, it should be your desire, your way of life, your goal. Stop listening to all the negativity in the news and those around you who constantly spew it out of their mouths daily. Ask yourself, when was the last time the "negative news" helped you achieve your goals and objectives? Yes there are certain things I follow in the news but it is pertinent to what I do so I can stay on top of my game.

It is time for you to stop living The American Nightmare and start living The American Dream!

Happy Reality (no more dreaming)

Tony

I love what I do

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I'm going to highlight various reasons why I love what I do. As an entrepreneur you have no limits to your success wheresas working for someone else you are stuck and extremely limited.

This list is not in order of favorite because they all are equally fantastic.

• Schedule my own hours
• Freedom to do what I want when I want - Time is very important
• Unlimited Income potential - The possibility is endless
• I can work from anywhere in the world and still make money - Not tied down to a specific location
• Surrounded by like-minded individuals - Not only are they business associates but damn fine people as well
• My entire business is fully automated - No need to run all over the place.
• I can do a presentation anywhere
• I can invest anywhere allowed by law and have others managed it
• Assist others in making money
• Assist others in giving them more time
• Provide further knowledge to others
• Multiple Streams of Income
• A proven system that generates wealth - It is not just money
• Have fun!

This list is the reason why I tell everyone I know about Nouveau Riche! There are a lot of happy and excited people in this organization. I'm glad to be surrounded by them!

Happy Investing!

Tony

Nouveau Riche - 2009

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2008 ended with another amazing college with Jim Piccolo hosting over 400 people at his 22,000' abode in Arizona. Students from all over the country received more world premiere real estate investment education from practitioners in the field ending with a celebration with the President and CEO at his home.

2009 is going to be an incredible year for those who are already involved in Nouveau Riche and those who will be joining us! More millionaires will be made!

Here in Chicago we are gearing up for our first "Super Saturday Training" of the year January 17th followed by our first "2 Day Intensive" of the year January 30th and 31st. The 2 Day Intensive will be 1 of 2 before our first college in April. Our Intensives generally attract between 500-800 people each day. All in all, 3 days of training from millionaires in 2 weeks time. I love our opportunity!

The possibilities are endless for the coming year for Nouveau Riche business owners and real estate investors. Right now we are only seeing the tip of the iceberg as Jim continues to provide more ways for students to generate income and learn from the best in the business!

The time is NOW to look at our opportunity knowing where NR is heading for 2009 and beyond. Our leaders are planning and setting in place the possibility for everyone to have anything they want in their life if they take action. YOU deserve this opportunity!

Happy Investing!

Tony

Voice America - Interview with Jim Piccolo

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LuAn Mitchell, successful business woman, interviews the President and CEO of Nouveau Riche, Jim Piccolo on her radio station.

Please take the time to listen to this interview. Jim explains why education from the right people is the best way to success. Also Jim and LuAn both agree wealth and success do not happen via "get rich quick."

Nouveau Riche continues to change lives by giving back.

To listen to this archive, click Here or copy paste the following URL in your browser.

http://www.modavox.com/voiceamericacms/WebModules/HostModaview.aspx?ScheduleTime=14&BroadcastId=35175&ShowId=28&Flag=1

Learn from successful people!

Tony

NR Testimonial from a fire fighter

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My friend Karl T. (keep last name out for privacy purposes) and his wife purchased a property that was in need of repair. Karl is a career fire fighter and at the time his wife was laid off from her work. This was roughly 3 years ago.

The two of them could not make the property work and they were going to sell it at a loss of $10,000. He showed this property to his NR mentor and his mentor said, you need to go to college. Karl said to him we can't afford to go to the college. His mentor insisted he go to the college. Why? His mentor knew exactly what kind of deal Karl and his wife were sitting on. Instead of stealing the deal from him, he insisted they go and do the deal themselves.

Karl and his wife found the money to go, came back and on the same deal they were going to lose $10,000 on it if they sold it, now are going to make $81,000 over 3 years and have a lease option tenant in the home. There were happy beyond words.

Karl has also used our Mastermind calls to ask questions and close a short sale. Just by getting on the phone and asking questions, he closed a short sale deal. That is awesome. Karl and his wife currently own 37 properties and went from a 38% tax bracket to a 1% tax bracket. Deductions in real estate are awesome.

Karl and his wife have become good friends of mine. They are doing very well. His wife no longer needs to go back to Corporate America as she does NR and investing full time. Karl his going to finish is final 2 years as a fire fighter, yet continue to invest and grow their portfolio together. I've known Karl for over 2 years. He his a gentle soul and willing to give back to others.

PAY IT FORWARD!

PAY IT FORWARD!

PAY IT FORWARD!

Happy Investing!

Tony

NR Wealth Cycle

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Here is the way we generate and build our wealth as business owners and real estate investors inside Nouveau Riche's Wealth Cycle. There is no mystery, no magic, no genetics involved. All you need is discipline.

1. Earn while you learn - Earn business money upfront marketing our education. Commissions are downloaded every Monday and Friday. No 30 day or 60 day wait. Twice a week you can get paid.

2. Learn to invest - As you make the business money you start to learn to invest with our education. S.E.E.K., R2E2, and our live College studies. Real estate investing does not happen over night.

3. Network/Community - Surround yourself with new and experienced real estate investors. Learn from experienced millionaires and also form those who have developed a system based on what they learned.

4. Build Team and Earn Massive Income - Make connections with people in the community and our instructors. Generate income by introducing other people to our opportunity and grow your team.

5. Invest in Real Estate - Start investing after you have learned from our successful instructors and made business money marketing our education. Now you have reserves to start working some deals.

6. Generate Passive Income - With buy and hold properties you are now earning passive income in which your money is working hard for you and you are not working hard for it.

7. Realize the American Dream - Now you have multiple streams of Income coming in along with education to further grow your portfolio. Here is where your money really starts to work its magic.

When is the best time for you to realize YOUR American Dream?

Happy Investing!

Tony

2 Day IntensiveTM - Free Event

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The first Chicago 2 Day IntensiveTM for Nouveau Riche is January 30-31. T.B.A. Details coming soon. NR's Intensives are 2 days of real estate investing education. We fly in 2 instructors from our college for 2 packed days of quality education from millionaire investors. We hand out prizes, have lunch buffets both days and network with other investors. Our Intensives in Chicago usually have 500-800 people both days.

During this event, Students will learn:

· How to develop a millionaire investor's mindset

· The language of real estate investing

· How to avoid the 12 deadly success killers of real estate investing

· How to build and manage teams

· How to find properties

· How to fund property acquisition

· How to fix up and rehab properties

· How to manage properties and your real estate business

· How to tenant properties

· How to sell properties quickly for higher profitability

· Simple strategies to help foster courage in new investors

· Taking the appropriate actions that lead to the desired results

· Building a plan for continuing education and greater sophistication

• Why educated investors are more profitable investors

This is an opportunity for you to attend for free to see the quality of our education and to experience our wonderful community. Contact me for details.

Happy Intensives!

Tony

Inspiration NOT Motivation

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Merriam-Webster defines Motivate as:

1 : something (as a need or desire) that causes a person to act

Merriam-Webster defines Inspiration as:

1 a: a divine influence or action on a person believed to qualify him or her to receive and communicate sacred revelation b: the action or power of moving the intellect or emotions

Motivation is a simple stimulus-response emotion. Someone or something gets you excited inside (motivate) and you react in a positive manner. Usually this emotional charge is temporary.

Inspiration goes into your deeper core, your soul. It drives you, moves you, and guides you down the road to not only change yourself but to assist/guide and impact other people's lives for the betterment of man.

For me I love to be inspired. It stays with you, inside you forever. It is an energy that gives you the ability to act on and produce results you never thought were possible. Inspiration is a force beyond words.

I'm inspired to change as many lives as I can financially. Give back to people the opportunity I have been given that has changed my financial life. There are many people not only suffering financially but ARE NOT on any path for retirement.

For those who are sick and tired of being sick and tired are the people who lives are being changed and they are loving every second of it. I'm hearing many stories of people who had lost hope only to find our opportunity that inspired them to take massive action and change their life. Does financial change happen over night? No! Absolutely not. But they see what I saw. Successful people willing to give their time and knowledge to me and others because they live a life of abundance!

Happy Inspiring!

Tony

Having Fun - 3 Fun Posts

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I'll finish what I started. Here is Alex Van Halen's Drum solo for Right Here Right Now video from 1991's For Unlawful Carnal Knowledge Tour. I cannot find Michael Anthony's bass solo from this video so I put this one here.

http://www.youtube.com/watch?v=v6riGdehqKY

http://www.youtube.com/watch?v=akz6OMtEMDY

My top 5 favorite bands

1. Van Halen

2. Led Zepplein

3. The Who

4. AC/DC

5. Metallica

#2 and #3 are interchangeable for me.

Who are some of your favorites?

Rock on!

Tony

Dreams + Blue Angels = An Awesome Music Video

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Ok, I love Van Halen. My all time favorite band. I figured why not post another video of awesome guitar work of the Ultimate Amp Blaster and Face Melter, Eddie Van Halen, the powerful voice of Sammy Hagar, thundering bass of Michael Anthony (Go Mikey) and powerhouse drummer Alex Van Halen to go along with the mighty Blue Angels. If you have not seen the Blue Angels live, they are unbelievable!

I've met Mikey at the Hard Rock Cafe in Chicago in 2006, jammed with Sammy front row and the CEO of NR Jim Piccolo knows these guys and Eddie and Alex. I asked him about it at the April college and he said, oh yeah, I know those guys. I'm good friends with Michael Anthony and I've stayed at Eddie's and Val's place before. I NEARLY fell over talking to him about this (talk about hair raising). Now, I'm not the type of person to get all gitty about meeting celebrities, but MAN, to sit down with Eddie and watch him play on-one-on would be magic.
I have had the pleasure of seeing Van Halen 13 times in concert and Sammy 22 times with and without VH including front row for his birthday bash in Oct. 2003 at the Cabo Wabo Cantina. Greatest experience of my life!

Buckle up and let's go for a ride!

http://www.youtube.com/watch?v=GjPEBunlstQ

Happy Rock 'n' Roll!

Tony

Guitar Magic - Time for some fun!

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Ladies and Gentleman

Lord of the Strings!

Eddie Van Halen

http://www.youtube.com/watch?v=ULEBSxP725w

http://www.youtube.com/watch?v=8w-0bSo9OcI

EDDIE VAN HALEN LAUNCHES THE ALL-NEW EVH® WOLFGANG® GUITAR: AVAILABLE JANUARY 2009

(Los Angeles, CA) Eddie Van Halen launches the all-new EVH® Wolfgang® electric guitar, available worldwide beginning Jan. 2009. The EVH Wolfgang guitar represents Eddie's 35 years of experimenting with guitars, over two years of intense research and development, and a full year of brutal road testing during the top-grossing Van Halen 2007-2008 tour.

It was during the massive 2007-2008 Van Halen tour that the all-new EVH Wolfgang guitar went through extensive live "road testing" performance trials. The tour kicked off in fall 2007, and Eddie punished early versions of the new Wolfgang each night; playing every updated prototype onstage under the full, unfiltered spotlight of his fans. The results are reflected in the EVH Wolfgang guitar; produced to Eddie's exact specifications and with features identical to the Wolfgang guitars he records and performs with.

"A guitar is a very personal extension of the person playing it. You have to be emotionally and spiritually connected to your instrument. I could have just stayed at home and built this guitar for myself. I do this because a lot of people ask if they can get what I use. Well, yes you can and what you get is identical to what I use," commented Eddie. "From the basics of the guitar to painstaking aspects like the binding and everything else-we re-did everything on this guitar."
"Every aspect and component of this guitar has been examined and upgraded to the highest standards possible: stainless steel frets, double-potted custom-wound pickups, five-piece binding on the matching body and headstock, custom-made signature tuning machines and Floyd Rose® bridge, new low-friction pots, and the list keeps going ... we left no stone unturned," said Eddie. "Everything that I've built, destroyed, stumbled onto, learned and experienced is in this guitar."

When Eddie Van Halen made his debut into the rock music scene in 1978, he did so with a homemade guitar (later known as "FrankensteinTM"). At a time when his monster technique and tone demanded a high-performance, indestructible guitar, he created his own to reach his own seemingly impossible standards. For over 35 years, he has continued to examine and improve every variable within the instrument, all culminating with the new EVH Wolfgang guitar.

In 2007, Eddie Van Halen and Fender® collaborated to launch the first EVH brand high-performance products, including the all-new EVH 5150III TM amplifier, the limited run of Eddie Van Halen FrankensteinTM replica guitars and an array of high-quality EVH brand accessories.
Visit www.van-halen.com/news.html for photos of the EVH Wolfgang.

For more information, exclusive photos, video and news updates, go to www.evhgear.com.

Source: Van Halen Fans Newsletter

Typical Company vs. NR Income Opportunity

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Typical Company

• Heavy Start-up Costs
• Inventory
• Employees
• Office Expenses
• Marketing Expenses
• 100% Markup
• 50% Margin

Nouveau Riche

• $75.00 Administration Fee - To market our products.
• No Inventory
• No Employees
• Work From Home
• Control Your Own Hours
• 100% Markup
• 50% Margin

We have a training and certification process for you to start a business with us. Our compensation plan is just like the insurance compensation plan. Give some sales to your mentor, get certified and you are making 50% commission on everything after certification.

With Nouveau Riche, if you have a computer and a phone, you are in business.

NR does not have a marketing and advertising department. We have grown 400% over the last 3 years due to word of mouth (WOF) advertising. WOF is the best form of advertising ever.

Questions about the certification process please contact me for a detailed explanation. It rocks! 50% commission is unheard of in any business. Earn while you learn is our motto. Earn upfront business money while you learn to invest in real estate.

Disclaimer: Work is required to earn your commission. Results vary.

Happy Times!

Tony

14 Features and Benefits of NR

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Here are some great features and benefits of Nouveau Riche. This is why we stand out above the rest in regards to our educational system.

1. Real Estate Investing Education - From ACTIVE millionaire real estate investors.

2. Personal Preference Curriculum - Just like a traditional college.

3. Assessment for Retention (ISD) - The same scientific process used in traditional colleges.

4. Comprehensive Course Materials for FREE.

5. Streaming Video Classroom for FREE - Regents tuition only

6. Specialized Instructors - Oh Yes!

7. Repeat Classes for FREE

8. Tuition Partner Attends For FREE - Did your college allow your friend to go for free?

9. Tutoring For Students - You betcha!

10. Class audios available. Listen at anytime.

11. True Community with Benefits - Mortgage Company, Title Company, RME, Credit Repair, Accounting company, Company to set up your entity, Mastermind Phone calls, etc.

12. Up to 20 days of class - Depending on the Tuition Package.

13. Up to 120 hours to take for classes.

14. 1 Year to Redeem your classes, 1 year to Repeat for FREE. Regents only

Since our education system is set up like a college, our classes are given a designation of 100 level up to 400 level depending on the complexity of the material being taught. Those who are new to investing start off with 100 level classes and move on afterwards. This is using the Instructional Systems Design (ISD) process which is scientifically proven. ISD is the taxonomy for accelerated learning and maximum retention.

Fantastic education and wonderful instructors! The experience of attending college is....speechless. So much fun!

Happy Investing!

Tony

Elite Wealthy 1% Club = B + I

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This was recorded at Nouveau Riche's April college. I was so excited sitting in the crowd. This was the night Jim Piccolo unveiled sketches for the $ 74 million Nouveau Riche Entrepreneurial Center.

Remember a true business is something you can walk away from for weeks at a time and still make money. Once you build the business and have it operating and managed properly, your time opens up for you to do whatever you want. You must work your tail off to get started but once it is in place, your time is yours.

I think of all the people who are trading time for dollars, yet complain and never do anything about it and wonder why? As one of my fellow investor friends said. Well, we will always need to someone to make the McDonald's french fries.

The gap between the wealthy and the poor will get larger. In order to close this gap, these people must change their mindset and take action.

Knowing the fact that the wealthy gained their riches through business ownership and real estate investing makes the one statement in this video very profound. Once again, it will only happen if you take action.

http://www.newrichnation.com/liveIncome.html

Happy Investing!

Tony

To "The General"

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I'm dedicating this song to "The General" Bob Snyder, Co-Founder of Nouveau Riche for coming up with our awesome compensation plan and going on the road all over the country to grow the Nouveau Riche Real Estate Investment College student body to over 30,000 strong.

With $81 million paid in commissions and a growth of over 400% in the last 3 years, Bob:

FOR THOSE ABOUT TO "NOUVEAU", WE SALUTE YOU!

Thank you very, very much!

Your Students,

http://www.youtube.com/watch?v=xMUgmU_Hsjc

Happy Rock!

Tony

P.S. We know how much you love AC/DC

Creative Ways to Invest in Real Estate

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I have written some articles on various ways to invest in real estate and listed many ways to do it.

My question to all of you is:

What creative ways have you used to invest in real estate?

Please share your ideas on creative financing, clauses/contingencies you have put in your contract as the buyer, negotiating different line items on the contract to make it a win-win-win situation.

For example, when I wholesale, I never put earnest money into the transaction. I word it a specific way and make sure everyone involved understands what I am doing. You have to understand I DO NOT use a NAR Board contract. I know these protect the seller. I use contracts that protect me as the buyer. I always give the seller a letter of understanding for them to sign after I go through everything on the contract. The same holds true for short sales.

In my contracts I have various clauses to get out of them if needed so the next question is:

What kind of creative contingencies have you put into your contracts to get out of the deal if you need to?

Earnest money, financing, inspection, title, appraisal, business partners...

Happy Investing!

Tony

Some Favorite Quotes

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SUCCESS LEAVES CLUES...

The A students work for the B students, C students run the businesses and the D students dedicate the buildings - Paul Orfalea

Procrastination is opportunity's assassin - Victor Kiam

Only a life lived for others is a life worthwhile. - Albert Einstein

The great end of life is not knowledge but action. - Thomas H. Huxley

Whether you think that you can, or that you can't, you are usually right. - Henry Ford

When the power of love overcomes the love of power, the world will know peace. - Jimi Hendrix

You are never a loser until you quit trying. - Mike Ditka

The history of the world is but the biography of great men. - Thomas Carlyle

Along with success comes a reputation for wisdom. - Euripides

It is easier to be wise for others than for ourselves. - Francois De La Rochefoucauld

I hope you enjoyed these quotes.

Happy Quoting!

Tony

College Weel Coming Up

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Monday, December 15th will be the last week long session of college for Nouveau Riche this year. With 39 classes available and students coming form across the country, it is going to be a fun and exciting way to end the year.

Our proven E.P.I.C. system is the reason why Nouveau Riche has grown over 400% in the last 3 years. We have been able to thrive and grow in this current economy because our system works. Our cash producing business of referring people to our college has reaped rewards for many students as they invest cash from this business and invest in buy and hold and other real estate investments.

With our tremendous income opportunity of referring people to our college, our students are generating massive cash in this business to invest in real estate. You can set-up a S-Corp then a self-directed 401K and invest in real estate tax free and tax deferred holding it in a LLC. Of course there are many different investment strategies you can engage in so do not limit yourself to just one. Access the power of multiple streams of income

EPIC:

Education - Learn from active millionaire real estate investors.

Properties - Let Real Market Experts (RME) find great deals for you.

Income - Refer others to our college and earn massive cash to fuel and sustain your investments.

Community - Surround yourself with NR community members from all over the country.

Classes will resume with our first week long session in April 2009. Until then, contact me about viewing our amazing opportunity that is changing lives across America from homeless people (no joke) to an ex- gang member, to immigrants, fire fighters, doctors and high level executives.

Happy Investing!

Tony

P.S. Wait until 2009, you have NOT seen anything yet. This is the tip of the iceberg!

Bailout - Check out this calculation

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A gentleman joined Nouveau Riche who was a PhD in Math at The University of California Berkley. As a mathematician, he saw the absolute power of our compensation, joined us and is marketing our product today. He is a math wiz.

He calculated the $1 trillion bailout plan (that is amount by now) into seconds and it equals 32,000 years. Chew on that tax payers. Those who are in a higher tax bracket, you know 30%-40% - OUCH! The poor can't pay. The wealthy know loop holes around it, so middle class is stuck.

The very poor plan their life day by day.

The poor plan their life week by week.

The middle class plan their life month by month.

The rich plan their life year by year.

The ultra rich plan their life decade by decade.

Happy Tax Paying! - I think

Tony

Tonight's Chairman's Call - WOW!

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Lines maxed out tonight! 1000 people trying to get on from across the country. Teams needing to 3-way their people on to listen to our Chairmen Jim Piccolo. The operator trying to keep up.

How can you not love and get excited about what is happening in your world? I know I am!

We have events happening from coast to coast. Day after day, week after week, more and more people are looking at our business opportunity. More and more people want to become entrepreneurs.

We are starting to have people who are making upper 6 figure and 7 figure incomes looking at our opportunity because they are being affected in this economy as well. THEY want to be in control of THEIR life. They are fed up with the daily grindstone of working for other people.

Change is now! No longer can these people hope their company will take care of their future, let alone give them job security.

We received something NO OTHER company has received in last 4 months in this country. I wish I could tell you but you had to be on the call. You need to look at our opportunity to know what is about to happen! We are going to continue to revolutionize the education industry for real estate investing and general real estate knowledge.

The time is now for YOU to take a CALL TO ACTION!

Join me tomorrow evening for my group call. Details are on my profile page.

Oh my....Happy Investing!

Tony

Understanding Mortgages

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I used to be a mortgage broker so I know exactly how THIS game is played. As a consumer there are certain things you need to know to protect yourself before you sign on the line(s).

Points - 1 point = 1% of the loan amount. Loan is $200,000 and someone wants to charge you 2 points, you will have $4,000 charged to you either up front (purchase) or in the loan refinance.

Closing costs - There is no such thing as NO closing costs. they are paid by someone. Either you will pay or your lender will charge a higher interest rate and pay out of their Yield Spread Premium.

Yield Spread Premium (YSP) - The amount the bank pays the broker for an interest rate on a loan. Typically a good YSP paid to the broker is 1.5% Make sure you see the YSP $ amount on your Good Faith Estimate (GFE) before you sign. If it is not there, do not sign it. Having the YSP $ amount shown to you is LAW.

If you see your YSP $ amount 1.5% times your loan amount and you are not paying closing costs, question the rate. If you are paying points, then you are buying down the rate and your broker should be receiving little to no money in YSP.

Now, you can have both. You can have .75% in points and your YSP $ amount equal to .75%. If you see 1-2 points charged and a hefty YSP amount contact me, I will have you talk to someone very reputable in the business.

Title fees - These fees are third party fees and are not lender closing costs. They are included in closing fees but they are a third party fee.

Interest rate - When you see an interest rate advertised in the newspaper or any media outlet, this is advertised at the 1.5% YSP rate to the broker. Typically these go in at the beginning of the week to the media source (paper) and come out Friday. Unless their is a drastic change, the rate going in on Monday or Tuesday is close to the Friday rate. Be cautious and do your due diligence when being quoted a rate you saw in the paper.

The above mentioned scenarios are Conventional/Conforming rates. A paper - Great Credit

FHA may be different. Do not fall into the trap that the rate will be higher because you are putting little money down. YSP pays a little more to the brokers, but still ask and see what the amount will be on the GFE. Watch for points up front and YSP.

FHA requires an Upfront Mortgage Insurance Premium (MIP), requires escrow set-up and has a monthly insurance payment on the mortgage. Once you get to a certain Loan-to-Value (LTV) amount, the monthly mortgage insurance payment can go away so contact your lender.

***Do not fall into the trap of upfront points on top of the Upfront MIP and escrow set-up.*** Very costly!

Escrow - Depending on the month you close (refinance) will determine how many months of taxes and insurance will be rolled into the new loan amount. This is county specific. Remember, watch for points and heavy escrow amounts.

Payoff - Your payoff amount will be your mortgage balance plus one month. This will give you a month without paying. Remember, you will always pay somewhere.

I hope you received quality education in this post. Consumers, stay on top of your lender.

Happy Investing!

Tony

Fannie / Freddie: Avoiding the 4 property investment limitation

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Purchase the home 'subject to' existing financing....yes there is a place on the HUD1 for this for those of you who think it is illegal. Once you close on the deal, quit claim the deed into an LLC. Financing stays in the home owners name. I know what you are asking, what about "due on sale clause?" Remember, banks are in the business to make money, not take back homes. Change mailing address and make sure you PAY the mortgage. Do not do this strategy if you do not have cash reserves or a cash producing business. You are morally obligated to pay the sellers note if you do this investment strategy.

I cannot give out every piece of information but you need to know what clause to put in the contract in order to get out of this property if you need to while still paying on the sellers mortgage before you refinance in under your established LLC.

You need to go to college! Contact me. This is awesome information!

Happy Investing!

Tony

Group Call every Tuesday evening, check my profile for details.

One of my Mentors

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Mark Kohler is an attorney and CPA. He is also an educator at Nouveau Riche's real estate investment college. He teaches the Tax and Legal Strategy classes. He has a master's degree in taxes and saves a lot of people a lot of money when doing their tax return . Mark, thank you for being one of my mentors!

http://www.youtube.com/watch?v=DHE_AFXVWtc

Our community is growing fast across the nation. With what is happening in 2009, put on your seat belt and get ready for a ride! This is going to be awesome!

Happy Investing!

Tony

Nouveau Riche Introductory Video

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S.E.E.K. What M.B.A.'s say...

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"Good advice is always certain to be ignored, but that's no reason not to give it. "

We have spoken to several individuals who have their M.B.A.'s after watching these video modules and they all said there is enough applicable information in this product to start and run a successful business. They also said they would have purchased this instead of spending 2 years sitting in a classroom. I don't know about you, but that says it all.

S.E.E.K. (SUPER ENTREPRENEURIAL ENCYCLOPEDIA OF KNOWLEDGE)TMLearn how to take back the AMERICAN DREAM and gain your financial stability with S.E.E.K. (Super Entrepreneurial Encyclopedia of Knowledge)TM! Learn vital information for business success from the best-Master Entrepreneur and Venture Capitalist Jim Piccolo! Mr. Piccolo has gained national recognition as a member of a recent round table with the President's Advisory Council on Financial Literacy at our nation's Capital. Through the Super Entrepreneurial Encyclopedia of KnowledgeTM, compiled by a team of select subject matter experts and professional university curriculum designers, Mr. Piccolo shares his vast business expertise and the "Super-Entrepreneur" way to:

· Write a Detailed Business Plan
· Create a Comprehensive, Expandable, and Scalable Marketing Plan
· Build a Feasible Economic Model
· Design Accurate Projections
· Find FUNDING for Your New Business OR to Expand Your Business
· Build Long-Lasting Relationships and Leverage Them for the WIN-WIN
· And much more!

S.E.E.K.TM offers 10 video modules delivered via the Internet with 3 topics/segments per module, for a grand total of 30 INSTRUCTIONAL SEGMENTS! Each segment provides 15-30 minutes of critical information for a total of OVER 10 HOURS of Instruction! Access ALL modules at once and view them at your own pace!

MODULE 1: ENTREPRENEURIALISM

MODULE2: BUILDING RELATIONSHIPS

MODULE 3: HUMAN RESOURCES

MODULE 4: MARKETING

MODULE 5: TAX STRATEGIES

MODULE 6: FINANCIAL LITERACY

MODULE 7: CREDIT

MODULE 8: SOURCES OF FUNDING

MODULE 9: BUSINESS PLANS

MODULE 10: FRANCHISING

Retail Value of $1,695

PLUS - RECEIVE SPECIAL BONUS GIFTS - FOR FREE!Property Analysis Wizard (P.A.W.)TM A powerful and analytical real estate investment computer software tool -- retail value of $1,295.

MORE INFO

ANDComputer Property AnalysisLive Instructional Level 200 CourseA live property analysis training session that exposes learners to a variety of on-line property information -- retail value of $400.

****Compare the price to the cost of a 2 year M.B.A. program****

Happy Investing!

Tony

Facts

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Business Owners make up the Forbes 400.

An article written October 25th 2006 in Forbes magazine said these 2 important facts.

1. Real Estate is one of the top three industries for wealth creation

2. More millionaires and billionaires are created through real estate than any other industry.

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Other Facts Outside Forbes Magazine

Business ownership creates massive income

Real Estate creates passive income

Small business ownership is the best tax strategy for middle income Americans.

There are over 305 million people living in America and it is still climbing. Where are they going to live? My rental. Your rental?

If you wanted to live in retirement for 20 yrs, living off of $20K a month, you will need $7 million saved.

In 2005 Americans spent $1.06 for every $1 earned. Yikes! Thank you MC, AE, Visa. Look again at the fact before this one and answer the question, are you on track to retire?

The U.S. Government considers an individual financially independent if they make $34K a year. I can only laugh.

Their is a direct correlation between education and wealth. The more knowledge you have, the more successful you will become.

Finally, More than 5.5 million people under 34 are actively trying to start their own business. Entrepreneurism is sweeping across America by FORCE!

Happy Investing!

Tony

Nouveau Riche News

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For those of you who are familiar with Nouveau Riche and stayed in the loop, like me, words cannot express they way are hearts feel! JOY!!

Here is the latest news on the home front.

Nouveau Riche has paid out $81 million in commissions to its students as they learn real estate investing and business ownership. This amazing dual income opportunity has changed many lives and are giving people their financial freedom. We as students take our business income (the commissions) and invest in buy and hold and other real estate investments. Hint: Education stocks are sky rocketing!

Business Ownership+ Real Estate Investing = What The Wealthy Do!

Also, Nouveau Riche is starting a FREE financial Literacy class for children so they learn at an early age about money and don't fall into the trap of poor money management. This will be available for those who purchase the Regents package and attend the college. For more information, please contact me in any way, shape or form! Remember, I want to be your Supreme Commander and guide you!

Happy Investing!

Tony

Mentors

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Who is your mentor? Is your mentor(s) highly successful or your broke neighbor? Who do you listen to for advice? Again, someone who is successful or someone who complains about anything and everything?

I have more a than a dozen mentors who are millionaires. Would you have a better chance of becoming a millionaire from a mentor who is a millionaire or from your neighbor who is financially upside down and complaining about their situation and not doing anything to improve it.

Your chances sky rocket tremendously if you hang around successful people who have done it before you. Don't listen to those who complain. Walk away. Don't' say anything, just walk away. Listen to how people talk. If it is positive join them, negative, excuse yourself and walk.

I'm so blessed with the opportunity I have been in for the last 2 1/2 years. I have met people from all walks of life. I've seen Realtors, mortgage professionals, doctors, dry cleaners, pipe fitters, fire fighters, business owners, broke financial planners and many more change their lives by being mentored by the individuals who taught me.

I love what I do and would not have it any other way!

Happy Investing and Business Ownership!

Tony

Leadership

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Disclaimer: I don't care what business you are in, this WILL assist you if you take action!

To lead others, one must be willing to go forward alone. He/she must be willing to step out of their comfort zone and start taking risks they are not used to. Leaders would rather take risks and fail miserably and learn from their mistakes than not take any risks at all.

A leader constantly seeks new information to apply for personal growth in order to assist others during their growth process. Knowledge is a must to a leader, action is what takes them to a new level. Only action taken from knowledge gained can a leader help others.

The company I'm associated with has grown over 400% in the past 3 years. I've been involved with them for 2 1/2 years. Yes they have grown this much in THIS market. We are empowering others to stop being part of the problem and start being part of the solution.

I am willing to be your Supreme Commander to assist anyone who would like to start being part of the solution. Empower yourself! Contact me so we can have a conversation. This is all I ask, to have a simple conversation. Email, call, send me a message via AR or comment on this post so we can simply talk.

They say it is lonely at the top. Not for me because there are some amazing leaders up here with me! Who is up for the challenge to start taking control of their financial freedom?

If you do not like multiple streams of income and your bank account is maxed out with money, this is NOT for you.

Happy Investing!

Tony